A guide to getting your first mortgage

By Marcie Geffner - Credit Karma

Most people need a little help buying a home. A mortgage allows you to get into a home without having to provide the entire purchase price in cash upfront. Instead, you can borrow the money you need and make monthly payments.
"A mortgage gives you the ability to keep savings in your pocket and make payments on the house," explains Michelle Velez, producing branch manager at Supreme Lending in San Mateo, Calif. Even better, "in most cases, the mortgage interest is tax-deductible
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https://www.creditkarma.com/article/home-buying-guide