November 13, 2017

Chase Slate review: paying down credit-card debt

By Marcie Geffner - Credit Karma

Chase Slate is a type of credit card known as a balance transfer card. This type of card offers you a low or 0 percent introductory rate for a set period of time so you can transfer and more easily pay off a balance you owe on another card. After that, your interest rate will rise substantially.

With Chase Slate, there’s a 0 percent intro APR offer for the first 15 months for both purchases and balance transfers. After the intro period, this rises to a variable APR of 15.99 to 24.74 percent.

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November 9, 2017

Buyer's home inspection checklist

By Marcie Geffner - Opendoor

When it comes to buying a home, what you see isn’t exactly what you get.

You’ll see colorful flowers, freshly painted walls, granite counter tops, gleaming hardwood floors and other superficial touches. What you can’t see is the foundation cracks, ancient plumbing, dangerous wiring, broken appliances or other defects that might be revealed when you hire a home inspector.

What is a home inspection?
A home inspection is an opportunity for you to hire an expert to walk through the home and prepare a report that outlines the home’s major components, their current condition, what needs immediate attention and what will require maintenance after you move in.

Why some new-home lots are worth more

By Marcie Geffner - New Home Source

When you purchase a new home, you also purchase the lot that it is built on. Some lots may cost more than others, due to many factors.

How much more (or less) you’ll pay for a lot you like depends on the lot’s characteristics and how the builder adds the perceived value of those characteristics to the home’s price, says Priscilla Schumacher, director of sales and marketing at Edward R. James Homes, a homebuilder in Glenview, Ill.

“Let’s say one home is set further up than another,” Schumacher says. “Is the view going to be stopped or will you see a wider range? Are you looking at a pond? A park? A golf course? You plus this and minus that and that’s what we add to the base price of that home.”

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Smart technology brings malls into digital age

By Marcie Geffner - JLL Real Views

For today’s shoppers, going to the mall is more of a digital experience than many might realize.

As their mobile devices connect to the mall’s wi-fi network it opens up a new channel of direct communication giving them relevant information from where to park to special offers from their favorite retailers to make their shopping experience more personalized, convenient and enjoyable.

In return, malls get a huge hit of data on their customers and their shopping habits which can help them promote products and services more effectively as well as ensure they have the right mix of retailers for the local market.

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