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4 Ways to get your spouse to say yes to a refinance

By Marcie Geffner - HSH.com

You want to refinance your mortgage, but your spouse thinks that's a bad idea. Or maybe your spouse says yea, and you're the one who says nay. How can you reach an agreement on this important financial decision?

Start by defining your goals, suggests Ken Turkington, president of First Commerce Financial, a mortgage company in Wixom, Mich.

"Frequently, spouses have different opinions," Turkington says. "Often one spouse may be more interested in payment relief, and the other spouse may be more interested in reducing the balance or shortening the term."

Either way, it's important to talk about the options.

Read on: "4 ways to get your spouse to say yes to a refinance"

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