11 dumb excuses not to save money

By Marcie Geffner - Bankrate

It's easy to come up with reasons not to save money for an emergency, job loss, retirement or other need or goal, but not saving can cause considerable financial pain down the road. That's why it's smart to regularly put money in a savings account where it's available for whatever happens in the future.

"Saving is about mindset," says Bob Morrison, principal at Downing Street Wealth Management LLC, a financial planning firm in Littleton, Colo. "It doesn't matter whether you make minimal dollars or a significant amount, you should save a certain percentage and learn to live within that income because you have a responsibility to provide for yourself and your goals for the future."

With that in mind, here are 11 lame excuses not to save money and why they don't work:

Read on: http://www.bankrate.com/finance/savings/11-dumb-excuses-save-money.aspx