By Marcie Geffner - HSH.com
If anything about refinancing your mortgage might be described as "fun," it would have to be locking in your new lower interest rate. But once that's done, you'll have to deal with the decidedly not-fun part: gathering the documentation you'll need to support your loan application.
To get started and stay organized, it's helpful to have a checklist of which documents you'll need. While each loan officer or mortgage broker might have their own specific checklist, here's a look at generally what you can expect:
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