By Marcie Geffner - Bankrate.com
Let's be frank: It's not easy to get a home mortgage. Nor is it impossible. In fact, millions of people apply for and obtain a new mortgage every year.
If you want to get a mortgage but you're anxious about the process, you might want to start with online research and self-education.
Online is where most people begin, according to research from the National Association of Realtors, or NAR. Researching online can help you get comfortable with the process and find professionals to contact.
Eventually, you'll have to reach out to a live person to move forward. As Ken Pozek, a Realtor with Keller Williams Realty in Northville, Mich., says, "You can't figure out everything using an app.
"Until you talk to someone who's very knowledgeable, you might forget to ask about private mortgage (insurance), homeowner association dues -- there are so many little idiosyncrasies. It's the mortgage professional's job to walk you through that," Pozek says.