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Understanding Closing Costs

By Marcie Geffner -

Closing costs are fees, points and other charges that home buyers, home sellers and homeowners pay when they purchase or sell a home or refinance a mortgage.

Examples of general costs include:

  • Escrow, attorney or settlement company charges
  • Owner's title search and title insurance
  • Document or title recording fees
  • Realty brokerage commissions, typically paid by sellers
  • Termite and other inspection charges

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