By Marcie Geffner - HSH.com
Are you a financial slacker? If so, you're not alone.
A recent HSH.com survey of 1,906 U.S. adults found that 40 percent of respondents hadn't refinanced or prepaid a mortgage, saved more for retirement, paid off credit-card debt or tried to boost a credit score in 2014, and 30 percent had no intention of taking those actions in 2015.
What's more, only about 39 percent of the survey respondents said they'd taken even one action, even with so many on the list from which to choose.