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3 waves of home-buying costs

By Marcie Geffner - Bankrate
Many millennials want to buy a home because they know it can be cheaper than renting. Truth be told, however, buying is complicated, and it's not easy to figure out how much money you'll need.
The costs come in 3 waves:
  • Before purchase.
  • The down payment.
  • Origination and closing costs.
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