Should you make a downpayment on a VA loan?

Marcie Geffner -

Many VA borrowers know the VA home loan doesn't require a down payment.

Indeed, the U.S. Department of Veterans Affairs, which guarantees this type of mortgage, is practically famous for its zero-down option, which opens the doors of homeownership to veterans, active-duty service members, surviving spouses and other VA-eligible buyers.

Though a down payment isn't required, borrowers can still make one. Should they? Or is the no-money-down strategy so attractive that a down payment never makes sense?

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