By Marcie Geffner - Bankrate.com
Government agencies have issued repeated loud warnings about a nationwide epidemic of loan modification and foreclosure-rescue scams. But some homeowners haven't heard these warnings and others have fallen victim to especially clever scams despite their best efforts to avoid them.
The sad fact is that homeowners who have become caught up in a scam generally have little recourse to recoup any money they may have paid and may find themselves worse off than they were prior to their unhappy encounter with a loan modification or foreclosure-rescue company. Yet homeowners who have been victimized can still file formal complaints with government agencies and contact a housing counselor to obtain further assistance with their personal financial situation.
Read on: http://www.bankrate.com/finance/mortgages/help-for-mortgage-scam-victims-1.aspx