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VA loan can trip up buyers

By Marcie Geffner - HSH.com

The VA loan is an excellent way for U.S. military veterans and other eligible borrowers to finance a home.

Backed by the U.S. Department of Veterans Affairs (VA), this type of loan offers buyers no down payment, no private mortgage insurance, limited closing costs and the ability for an existing loan to be assumed by another buyer.

The VA loan isn't always preferred by home sellers, however, and that can present stumbling blocks even for well-qualified buyers.

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Reporter. Writer. Editor. Book reviewer. Part English major. Part MBA. Often at the beach. Always on a deadline.